Personal Checking Accounts

The Neluns Bank has a checking account designed to meet the needs of every customer, whether you want a basic or interest-earning account. Accessing your checking account is easy and available 24 hours a day by using internet and mobile banking.

Lite Checking

Our Lite Checking has no minimum balance or monthly service fees.

  • Minimum balance to open account – $50.00
  • Online Banking/Bill Payment
  • Imaged statement (optional) – $6.00
  • Allows participrting in trades on the Neluns Exchange (with 1:5 margin trading). Trade sums cannot exceed $300

First Choice Checking

Our First Choice Checking has a low fee with a free imaged statement. You also have access to check cards and internet banking to meet all your banking needs.

  • Minimum balance to open account – $50.00
  • Minimum daily balance to avoid the minimum balance fee – $100.00
  • Minimum balance fee – $7.00
  • Online Banking/Bill Payment
  • Neluns Silver Card
  • Free Imaged Statements
  • First Reserve/Overdraft Protection Available (subject to credit qualification)
  • Allows participrting in trades on the Neluns Exchange (with 1:10 margin trading) and the P2P lending platform. Trade sums cannot exceed $500

Classic Checking

Our Classic Checking is for customers all major. This account offers an attractive combination of services.

  • Minimum balance to open account – $50.00
  • Interest paid on average daily collected balances of $500.00 and above
  • Minimum daily balance to avoid the minimum balance fee – $100.00
  • Minimum balance fee – $5.00 + $0.20 per debit item.
  • Online Banking/Bill Payment
  • Neluns Gold Card or Neluns Platium Card
  • No Charge for Wallet style Specialty Checks (you pay only shipping & tax)
  • Free Imaged Statements
  • First Reserve/Overdraft Protection available (subject to credit qualification)
  • Users gain access to all Neluns Bank services, Neluns Exchange (with 1:20 margin trading), Neluns Insurance. Restrictions on trade amounts are absent.