Home Loans

This is an image of a wooden home in autumn.

Neluns Bank has a full service mortgage department offering a variety of mortgage loan options to meet your needs. Whether you’re looking to buy a home or buying an acreage, we can sit down with you and walk you through the options and what you need to know before you buy.

If you’re unsure which option may be best for you, contact one of our mortgage lenders. Our lenders are experienced and knowledgeable about different loan types and the programs available for prospective home buyers.

Construction Loan

A construction loan is a great way to help build your dream home. These loans are short-term, and they provide financing during the construction of a new home.

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FHA Loan

These mortgages are insured by the Federal Housing Administration (FHA). These loans allow flexible credit standards so they are ideal for first time home buyers with lower credit scores or a smaller down payment.

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Fixed-Rate Loan

These mortgages are most popular among home buyers. These loans offer the comfort of consistent payments due to interest rates that are locked in for the life of the loan.

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